The Finbharat journal

A little more understanding.

Clear explanations. Thoughtful perspectives. More room to make your own decisions.

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Mutual funds

Stocks vs. Mutual Funds: A Chai-Break Guide to Investing for Beginners

Vidya wants to start investing but can’t choose between direct stocks and a mutual fund SIP. Over a cup of chai, Rakesh explains both with a simple food analogy.

26 Oct 2026Read more

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Fixed deposits

Give your fixed deposits a calendar.

School fees, repairs and future plans rarely arrive together. Explore how an FD ladder works—and what withdrawal terms, deposit insurance, tax and inflation change.

2 Oct 2026Read more

Illustrative generated scene of an Indian couple reviewing overlapping shapes and planning notes at home

Mutual funds

Seven mutual funds. How many different risks?

More fund names can hide the same underlying bets. A closer look at portfolio overlap, the job of a SIP and the dates that should shape your investing decisions.

2 Oct 2026Read more