Choose your amount
Start with an amount that fits your circumstances.
Finbharat Fixed deposits.
Fixed deposits · Plan with understanding
Fixed deposits.
See what you could earn.
Choose your deposit amount and tenure. Enter an interest-rate assumption. See your estimated interest and maturity amount, clearly separated.
Read the terms. Explore the estimate.
Knowledge before the next step
Your amount. Your timeline. Your estimate.
An FD holds your deposit for a chosen period under the institution’s terms. Compare the rate, interest payout, compounding and withdrawal conditions before deciding. The calculator below shows how these assumptions affect your estimate. RBI: bank deposit guidance
Choose the amount and the time.
Enter your principal, annual interest rate and tenure. The estimate shows your original deposit plus calculated interest, so you can see what each assumption changes.
A calculator’s sample rate is an assumption, not a current offer from an institution.
Understand what happens to the interest.
When interest is reinvested, future interest is calculated on a growing balance. The calculator lets you explore annual, half-yearly, quarterly or monthly compounding.
Interest payout deposits work differently from deposits that reinvest interest.
The terms deserve your attention.
Check the institution, interest payout options, maturity instructions, applicable taxes and any early withdrawal conditions before placing a deposit.
Early withdrawal can change the interest received. Check the applicable deposit terms.
A considered way forward
Start with understanding.
Then take your next step.
More context. Less pressure.
A decision that stays yours.
Understand the terms
Read the rate, tenure, payout and withdrawal conditions.
Explore the estimate
See invested amount and interest separately in the calculator.
Plan the next step
Check maturity instructions and the institution’s actual terms.
Plan with clarity
See your deposit and estimated interest.
Adjust the amount, rate and tenure to explore your maturity estimate. Sample rates are assumptions, not deposit offers. Taxes, fees and early withdrawal penalties are excluded.
FD Calculator
Your assumptions. An illustrative estimate. No account needed.
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What is a fixed deposit?
A fixed deposit holds an amount with an institution for a specified period under agreed terms. Read the institution’s conditions for the applicable rate, payout and withdrawal rules.
How does compounding affect an FD?
With reinvested interest, compounding applies interest to the growing balance. More frequent compounding changes the maturity estimate when the nominal annual rate is the same.
Does the FD calculator include tax or withdrawal penalties?
No. It assumes a constant rate and reinvested interest, without tax, fees or early withdrawals. Actual outcomes may differ.
Can I open a fixed deposit on this website?
This website provides educational information and an illustrative FD calculator. It does not open deposits or advertise verified institution offers. Availability will be shared when confirmed.